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Pakistan Salary & Income Tax Calculator 2026-27
Enter your salary and instantly estimate your monthly and annual salary tax using the latest FBR slab rates.
Finance Act 2026
Rs. 600,000 / year
35%
Abolished
Reviewed by Muhammad Awais Rashid, ACMA — finance professional with 8+ years of experience in finance and accounting. Last verified: August 2026
Salary Tax Examples — FY 2026-27
Estimated tax at common salary levels for salaried individuals (no Zakat deduction applied)
| Monthly Salary | Annual Income | Annual Tax | Monthly Tax | Effective Rate |
|---|---|---|---|---|
| Rs. 50,000 | Rs. 600,000 | Rs. 0 | Rs. 0 | 0.0% |
| Rs. 75,000 | Rs. 900,000 | Rs. 3,000 | Rs. 250 | 0.3% |
| Rs. 100,000 | Rs. 1,200,000 | Rs. 6,000 | Rs. 500 | 0.5% |
| Rs. 150,000 | Rs. 1,800,000 | Rs. 72,000 | Rs. 6,000 | 4.0% |
| Rs. 200,000 | Rs. 2,400,000 | Rs. 156,000 | Rs. 13,000 | 6.5% |
| Rs. 300,000 | Rs. 3,600,000 | Rs. 416,000 | Rs. 34,667 | 11.6% |
| Rs. 500,000 | Rs. 6,000,000 | Rs. 1,104,000 | Rs. 92,000 | 18.4% |
Tax Slab Table — FY 2026-27
Salaried Individuals (Finance Act 2026)
| Annual Income | Rate | Tax Formula |
|---|---|---|
| Rs. 0 – 600000 | 0.00% | Nil |
| Rs. 600000 – 1200000 | 1.00% | 1.00% of excess over Rs. 600000 |
| Rs. 1200000 – 2200000 | 11.00% | Rs. 6000 + 11.00% of excess over Rs. 1200000 |
| Rs. 2200000 – 3200000 | 20.00% | Rs. 116000 + 20.00% of excess over Rs. 2200000 |
| Rs. 3200000 – 4100000 | 25.00% | Rs. 316000 + 25.00% of excess over Rs. 3200000 |
| Rs. 4100000 – 5600000 | 29.00% | Rs. 541000 + 29.00% of excess over Rs. 4100000 |
| Rs. 5600000 – 7000000 | 32.00% | Rs. 976000 + 32.00% of excess over Rs. 5600000 |
| Above Rs. 7000000 | 35.00% | Rs. 1424000 + 35.00% of excess over Rs. 7000000 |
What qualifies as a "salaried individual"?
Under FBR rules, you qualify as a salaried individual if more than 75% of your total taxable income comes from salary — wages, allowances, bonuses, and employer-provided benefits. The salaried slab table (with lower rates) then applies to your entire income.
Do filers and non-filers pay different slab rates?
No. Income tax slab rates are identical for filers and non-filers. The difference is in withholding tax rates on transactions — property, bank withdrawals, vehicle transfers, and dividends. Non-filers pay roughly double the withholding tax compared to active filers on the FBR Active Taxpayer List (ATL).
How is Zakat treated for tax purposes?
Zakat paid under the Zakat and Ushr Ordinance 1980 is a deductible allowance under Section 60 of the Income Tax Ordinance 2001. It reduces your taxable income before slab rates are applied — meaning it can move you into a lower bracket. It is not a tax credit and is not subtracted from your final tax bill.
What is the Section 4AB surcharge?
The Finance Act 2024 introduced Section 4AB, imposing a surcharge on computed income tax where taxable income exceeds Rs. 10 million. For FY 2024-25 it was 10%, FY 2025-26 reduced it to 9%, and from FY 2026-27 it has been abolished entirely for salaried individuals.
How is monthly tax calculated from salary?
Your monthly salary is multiplied by 12 to get annual income. Tax is computed on the annual amount using the FBR slab table. The annual tax is then divided by 12 to arrive at the monthly deduction that your employer withholds under Section 149.
Is this calculator free and private?
Yes, completely free with no login required. Nothing you enter is stored, sent to any server, or shared with anyone — all calculations happen on our server and the data is discarded after the page loads.
How Does Income Tax Work for Salaried Individuals in Pakistan?
Pakistan taxes salaried individuals under a progressive slab system defined in the Income Tax Ordinance 2001. Your income is split into brackets, and each bracket is taxed at its own rate. Annual income up to Rs. 600,000 is completely exempt.
Under FBR rules, you qualify as a "salaried individual" if more than 75% of your total taxable income comes from salary — wages, allowances, bonuses, and benefits paid by an employer. Salaried individuals are taxed on a separate, generally lower slab table (top rate 35%) than business individuals (top rate 45%), and tax is deducted at source by the employer each month under Section 149.